Monzo Shared Goals | Stephen HQ

Things I did

Product design

Mobile UI

Launch page

Client

Concept

Year

2026

Platform

Launch page, iOS app flow

A concept for Monzo: saving together with friends, without the spreadsheet. I designed the in-app flow and the launch page for shared goals. Not affiliated with Monzo.

The challenge

Group savings for a holiday, a festival or a stag do usually live in a group chat and one person's bank account. Someone ends up chasing, and nobody can see who has paid.

The approach

I extended Monzo's Pots into a goal friends save into together. Everyone sees progress, saving is automatic, and leaving or paying out takes two taps.

Monzo's voice, not mine

Campaign

Announcing it the Monzo way

The launch page follows Monzo's own feature pages: one bold line and the app on a coral backdrop. It's the web half of the project, and shows the feature can be sold, not just built.

Set a goal

From idea to invite in under a minute

Creating a goal takes three screens: what it's for and by when, how much each person puts in, and who's in. Invites go out as a link, so friends can join from whichever chat the plan started in.

Progress

Everyone's progress, no awkward chasing

The goal screen shows the total and each person's progress towards their share. A gentle nudge replaces the group-chat reminder, and nobody ever sees anyone else's balance.

Settle up

When the goal is hit, or someone drops out

When the goal is reached, the money can pay one booking or go back to everyone. Leaving early returns your share, and the plan adjusts for everyone else.

In the app

Right next to your Pots

Shared goals get their own section under Pots, so they live where people already save. When a friend chips in, a notification says so, and the group chat never has to.

To create a goal and invite friends

3 screens

To leave a goal or pay out

2 taps

Shown to anyone else in the goal

0 balances

Building something like this?

I design and build SaaS products and marketing sites for growing tech companies. Tell me what you're working on.

Let's talk